The primary function of umbrella insurance is to protect you from the liability of lawsuits. With most liability insurance policies like auto, there is a maximum amount of per accident coverage usually from $300,000 to $500,000. However, lawsuit damages can reach in the millions of dollars. Umbrella policy coverage can help protect your other financial assets and protect from being sued for damage that other policies don’t cover. The amount of umbrella liability coverage that is right for you depends upon your financial situation. Plus, relative to the amount of insurance you get, umbrella insurance is highly affordable.
Also known as excess liability, this is a policy that will give you extra coverage beyond your chosen liability limit on your insurance policy. A typical umbrella insurance policy will add $1 million or more in liability coverage, but limits may be as high as $5 million, depending on the carrier. This is excellent coverage to have if you want to protect your nest egg. Most of our A+ rated carriers, including Progressive, AAA, & IMT Insurance offer this coverage. Please complete our online quote form, and we’ll have a response to you within two business days. Thank you!
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